Spread the refried beans in the bottom of a 9 or 10 inch clear dish. Mix together the Taco Seasoning and the sour cream
Spread this over the beans. Mix the mashed avocado with minced garlic and the lemon juice
Layer the guacamole over the sour cream. Sprinkle with the Cheddar Cheese, black olives and the diced tomato
Serve with Tortilla Chips